New member...just moved to Bonn from Scotland
Re: New member...just moved to Bonn from Scotland
Hello William!
Welcome!
Beside all this things the others already said, you shoud be aware of high speed runs on Autobahns. This stresses the car, especially engines, so you should push your car step by step (I don't know how good your car was mapped ...). Then the thing with TÜV. Those guys are really ... Prussian-kind ... and they don't like any kind of modifications. Of course there is always a way to change their mind ... like everywhere.
As mentioned, you shouldn't miss the opening of the season next year on the Nordschleife/Nürburging. It's nearby Bonn and it's always on the friday before eastern ... "Karrfreiteg" = "Carfriday". The sxoc meeting is also there in August.
Why do you want to register the cars in germany? Keep them as they are! Anyway ... German insurance companies have some strange names. But there is a idea behind. If the insurance company ends with "Direkt", then it's an insurance where the communication is mainly done on the phone. So it's cheaper then a common insurance. The ending "24" suggests all the buissness is done online. This is cheaper then "Direkt". My insurance is Huk24 which is the cheap kind of Huk-Coburg insurance company. And you have no chance to get any Huk-Coburg emploee to come to you or even to speak with you on phone. Then you have 3 levels to insure your car. "Haftpflicht" is used to pay all the other persons, so it's mandatory and cheapest. "Teil-Kasko" extends the level befory, by refound all your glass damages as well as the car, when it was stolen. "Voll-Kasko" is the best one but also the moste expensive. It refunds everything to you as long as you didn't something completly stupid or totally illegal and as long as it was an accident.
Have fun!
Matthias
Welcome!
Beside all this things the others already said, you shoud be aware of high speed runs on Autobahns. This stresses the car, especially engines, so you should push your car step by step (I don't know how good your car was mapped ...). Then the thing with TÜV. Those guys are really ... Prussian-kind ... and they don't like any kind of modifications. Of course there is always a way to change their mind ... like everywhere.
As mentioned, you shouldn't miss the opening of the season next year on the Nordschleife/Nürburging. It's nearby Bonn and it's always on the friday before eastern ... "Karrfreiteg" = "Carfriday". The sxoc meeting is also there in August.
Why do you want to register the cars in germany? Keep them as they are! Anyway ... German insurance companies have some strange names. But there is a idea behind. If the insurance company ends with "Direkt", then it's an insurance where the communication is mainly done on the phone. So it's cheaper then a common insurance. The ending "24" suggests all the buissness is done online. This is cheaper then "Direkt". My insurance is Huk24 which is the cheap kind of Huk-Coburg insurance company. And you have no chance to get any Huk-Coburg emploee to come to you or even to speak with you on phone. Then you have 3 levels to insure your car. "Haftpflicht" is used to pay all the other persons, so it's mandatory and cheapest. "Teil-Kasko" extends the level befory, by refound all your glass damages as well as the car, when it was stolen. "Voll-Kasko" is the best one but also the moste expensive. It refunds everything to you as long as you didn't something completly stupid or totally illegal and as long as it was an accident.
Have fun!
Matthias
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geiserp
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Re: New member...just moved to Bonn from Scotland
voll kasko refunds everything to you as long as you bear in mind that there is also a so called 'selbstbehalt' to pay - at least this is the situ here in switzerland 
I paid voll-kasko for serveral years, the day came as some s****face keyed my car. Insurance said as long as the damage is below 500 chf you pay it by yourself. so i paid 400 on my own i'd no benefit of vollkasko at all.
I paid voll-kasko for serveral years, the day came as some s****face keyed my car. Insurance said as long as the damage is below 500 chf you pay it by yourself. so i paid 400 on my own i'd no benefit of vollkasko at all.
Top speed runs are killers no matter how well the car is set up.
Re: New member...just moved to Bonn from Scotland
... as you can imagine, the part you have to pay by your own depends on the monthly you pay monthly for the insurance ...
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kolo
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Re: New member...just moved to Bonn from Scotland
Hi and Welcome 
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_Billy_
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Re: New member...just moved to Bonn from Scotland
Vielen Dank for all the welcomes and replies!!! 
:top:
:top:-
_Billy_
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Re: New member...just moved to Bonn from Scotland
Matthias,Toto wrote:Hello William!
Welcome!
Beside all this things the others already said, you shoud be aware of high speed runs on Autobahns. This stresses the car, especially engines, so you should push your car step by step (I don't know how good your car was mapped ...). Then the thing with TÜV. Those guys are really ... Prussian-kind ... and they don't like any kind of modifications. Of course there is always a way to change their mind ... like everywhere.
As mentioned, you shouldn't miss the opening of the season next year on the Nordschleife/Nürburging. It's nearby Bonn and it's always on the friday before eastern ... "Karrfreiteg" = "Carfriday". The sxoc meeting is also there in August.
Why do you want to register the cars in germany? Keep them as they are! Anyway ... German insurance companies have some strange names. But there is a idea behind. If the insurance company ends with "Direkt", then it's an insurance where the communication is mainly done on the phone. So it's cheaper then a common insurance. The ending "24" suggests all the buissness is done online. This is cheaper then "Direkt". My insurance is Huk24 which is the cheap kind of Huk-Coburg insurance company. And you have no chance to get any Huk-Coburg emploee to come to you or even to speak with you on phone. Then you have 3 levels to insure your car. "Haftpflicht" is used to pay all the other persons, so it's mandatory and cheapest. "Teil-Kasko" extends the level befory, by refound all your glass damages as well as the car, when it was stolen. "Voll-Kasko" is the best one but also the moste expensive. It refunds everything to you as long as you didn't something completly stupid or totally illegal and as long as it was an accident.
Have fun!
Matthias
I INTEND on staying in Germany for more than 12 months, and I like to do things "by the book" if I can i.e. I would like to be 100% legal, and so I feel that I should register my S14a (I am not bringing the S13 - only the S14a).
If I thought I would have no problem keeping my S14a UK registered I would - but I believe I then have to take it back to the UK to get MOT'd and Tax'd etc, and this I think would be difficult due to Insurance i.e. no longer having insurance in the UK (unless I suppose my German insurance covers me for time driving in the UK for visits?).
I am still not sure what to do - To register, or not to register, that is the question!!! :/
Thankyou for your pointers on Insurance names of "Direkt" and "24" - can you please confirm what I have been told that as long as the car is legal i.e. modifications have been "legalised" during TuV that you do not need to tell the Insurance company about all of the modifications!? If this is true, this is very different to the UK insurance system i.e. where EVERY tuning part must be declared to Insurance company or you are at risk of not being covered should the worst happen....
I had already looked at Huk24, but I fear it could be quite a challenge for me to do it all on online forms i.e. in Deutsche, and without speaking to someone on the phone i.e. "Direkt", I would be worried I had not done something correctly within the online forms. ;(
Thanks also for the info on the 3 levels "Haftpflicht", "Teil-Kasko" & "Voll-Kasko" ! :top: Can you confirm the difference between "Teil-Kasko" & "Voll-Kasko" more please? With "Teil-Kasko", if I am involved in an accident, would I still get money to repair/replace MY car?
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_Billy_
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Re: New member...just moved to Bonn from Scotland
Geiserp,geiserp wrote:voll kasko refunds everything to you as long as you bear in mind that there is also a so called 'selbstbehalt' to pay - at least this is the situ here in switzerland
As above, are you just "Teil-Kasko" now then instead? What if you have an accident - would "Teil-Kasko" cover the damange, or if car is a write-off
...receive value of car?-
DieZahnfee
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Re: New member...just moved to Bonn from Scotland
Grüß Gott!
:top:
:top:
"Ich hab nichts vorbereitet...damit auch nichts schief gehen kann!"
Re: New member...just moved to Bonn from Scotland
Hi.
You know you are in Germany? This is the land of "legality" and "insurances". So, it's your risk. I've moved to another city and the biggest mistake I've made is to re-register my daily driver there. I should have left it as it was. I spent some money, a lot of time and lost my favourite plate number. But nothing changed. This expirence is the base to keep my SX registered where it was before. And there are some people going with cars registered in Poland because it's chaper. So it's up to you!
If you've chosen your insurance company and you've subscribed for your car, you can have a kind of pre-insurance. It's not free, but it's very common to make it free for future customer, so he can move his car using this temporary-insurance "Deckungskarte". Then you can make you a temporary plate "Tageskennzeichen"/"Überführungskennzeichen" for some few days and with this you can move your car.
But be aware. TÜV is not for you, it's for the better world and worldpeace. They are like Greenpeace. Everybody is happy to have them but trying to change their mind is ... time wasting ... expensive ... stressful ... but you can also have luck. Everything being modified is questioned and in first step withdrawn as long as you've prooved not to change the car's safety, emissions and limits. You need an ABE "Arbeits Betriebs Erlaubnis" for all parts. This is something the maker or reseller needs to give you, where this particular part was tested by TÜV and approved to fit the car and doing no harm to this tiny, cute German society. And to make an ABE is of course not free. So it depends on the ammount of parts to get sold for this car (and there are just few S14 and some more S13 in Germany). Another possibility is to make a "Einzelabnahme". It's a kind of an ABE for the whole car and not for every part. But it costs as well and averything has to fit the car as the government wishes. And if you have more power it needs to be secured by having modified your suspension and brakes ... and of course you are responsible to let your insurance know so they can ask you for more money. And all changes on BOV, cataclyc converters and exhaust or FMIC means higher emissions and results in higher taxes maybe. Money and time ... wasted. So being fully legal starts to come out of fashon in Germany because the life is to short and the wages to low. But it's up to you and it's just my opinion. It would be nice to hear some optional suggestions here by all the guys being more familiar with TÜV.
From your point of view, only "Voll-Kasko" pays everything. "Teil-Kasko" pays glass parts and "everything" when stolen. But the others get always paid.
Cheers,
Matthias
You know you are in Germany? This is the land of "legality" and "insurances". So, it's your risk. I've moved to another city and the biggest mistake I've made is to re-register my daily driver there. I should have left it as it was. I spent some money, a lot of time and lost my favourite plate number. But nothing changed. This expirence is the base to keep my SX registered where it was before. And there are some people going with cars registered in Poland because it's chaper. So it's up to you!
If you've chosen your insurance company and you've subscribed for your car, you can have a kind of pre-insurance. It's not free, but it's very common to make it free for future customer, so he can move his car using this temporary-insurance "Deckungskarte". Then you can make you a temporary plate "Tageskennzeichen"/"Überführungskennzeichen" for some few days and with this you can move your car.
But be aware. TÜV is not for you, it's for the better world and worldpeace. They are like Greenpeace. Everybody is happy to have them but trying to change their mind is ... time wasting ... expensive ... stressful ... but you can also have luck. Everything being modified is questioned and in first step withdrawn as long as you've prooved not to change the car's safety, emissions and limits. You need an ABE "Arbeits Betriebs Erlaubnis" for all parts. This is something the maker or reseller needs to give you, where this particular part was tested by TÜV and approved to fit the car and doing no harm to this tiny, cute German society. And to make an ABE is of course not free. So it depends on the ammount of parts to get sold for this car (and there are just few S14 and some more S13 in Germany). Another possibility is to make a "Einzelabnahme". It's a kind of an ABE for the whole car and not for every part. But it costs as well and averything has to fit the car as the government wishes. And if you have more power it needs to be secured by having modified your suspension and brakes ... and of course you are responsible to let your insurance know so they can ask you for more money. And all changes on BOV, cataclyc converters and exhaust or FMIC means higher emissions and results in higher taxes maybe. Money and time ... wasted. So being fully legal starts to come out of fashon in Germany because the life is to short and the wages to low. But it's up to you and it's just my opinion. It would be nice to hear some optional suggestions here by all the guys being more familiar with TÜV.
From your point of view, only "Voll-Kasko" pays everything. "Teil-Kasko" pays glass parts and "everything" when stolen. But the others get always paid.
Cheers,
Matthias